$Pay Rem Inc. ($Pay Remotely) aims to be the standard for money transfer and digital payment mobile application within the United States locally and secondly from the United States to international recipients in more than 100 countries . . $Pay Rem Inc. is a start-up peer 2 peer and B 2 B (money transfer and digital payments platform) such as Cash App and Venmo in USA with more options. It meets all government regulations and we have all technical partners (banks and payments gateways) within the US and outside of the US. We covert more than 100 countries. Within the US, the app is live now and globally it is ready to go. $Payrem is a creative, innovative, and distinctive mobile application that offers users a range of new services that eclipse simple financial exchanges and electronic payments. Our solutions offer transparency, speed, flexibility, state-of-the-art security, easy integration, monitoring, and a host of other value added services. $PayRem offers users a virtual wallet/virtual bank account which allows instant financial transactions between users or from users. Our business model has some advantages on existing apps. $Payrem offers flexibility in transferring and receiving funds, as well as in making payment for products and services. Mission Vision Goals: Establish a secure Mobile Payment and Money Transfer Platform that offers a broad range of services at affordable prices, for under banked and underserved markets Establish a position as the top 3 remittance and payment services brands in the global industry-Connect diaspora families- communities and businesses to funds - Ensure fast, convenient and cost-efficient transactions - Maintain customer loyalty. The estimated value of global remittances for 2020 stands at $572 bn and is expected to reach $967 bn by 2027. The growth rate can be attributed to the heightened demand for safe, secure, reliable and quick cross-border transactions accompanied by an increasing number of migrants and rising smart-phone penetration. $Payrem wants to play a big role in this US and Global market not only to help users but also to make profit for all parties including investors.