Lending Valley, Inc.
Lending Valley, Inc.
Company Overview
Lending Valley is a FinTech company specializing in providing revenue-based funding products to small businesses in the United States. The company solves issues including transparency, payment restructuring, default manipulation, access to capital. By reintegrating technology to help clients better manage cash flow and outstanding debt, Lending Valley aims to enhance its internal process with better data accuracy, due diligence and decision-making. The company is profitable and looking to rapidly grow by raising capital to originate more deals and onboard clients through its product and portfolio diversification strategy. We have had revenue for the pass 5 years now.
Products & Services
Lending Valley, Inc. - Main Product
Merchant Cash Advance/Revenue-based funding
Lending Valley is a technology-enabled alternative business funder for small businesses. The company issues funding against a company's receivables. The pricing of the contract involves a factor rate and a duration for the payback. Since it is going off the merchant’s daily sales percentage, an estimated daily or weekly payment amount is applied. The payback fee is debited daily or weekly by ACH from the business's bank account. There is no tangible collateral required to obtain this funding. However, Lending Valley requires a personal guarantee on the contract.
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Team
Chad O
PRESIDENT CHAIRMAN
-12 years plus in B2B lending and merchant cash advance -Ex-CEO of Excel Capital, profitable alternative funding company in NYC.
Company Stats
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